What Not to Say to Insurers After a Car Crash

When you’ve been involved in a motor vehicle collision, it’s easy to assume that filing a claim with the insurance company will allow you to secure the compensation you deserve. However, nothing could be further from the truth, and unfortunately, the insurance company is not going to be on your side when you need access to your funds as soon as possible. With this in mind, there are certain things you should never say to the insurance adjuster who is reviewing your case. Continue reading to learn more about what not to say when discussing your claim.

Giving a Statement to the Insurer

The insurance industry is for-profit. This means that whenever the insurer needs to settle a claim, they lose out on money. For this reason, the insurance company will do anything they can to minimize the amount they’ll be obligated to settle for. One tactic insurance adjusters use to reduce the money you’re entitled to is asking you to give them a statement. Although this might seem harmless enough, in actuality, the insurer is going to be looking for anything they can use to make it appear as though you’ve admitted fault for the cause of the accident in some way. Due to comparative negligence laws, your award will be reduced based on the percentage of culpability you carry. As you can see, the insurer will attempt to capitalize on this law in order to pay you less than your claim is actually worth. By having your lawyer handle these discussions with the insurance company, you can be sure that your award will be protected at all costs.

Never Accept Less Than You Deserve

There are many ways that the insurer will try to take advantage of you, and one of these ways is by making you an offer, fast. Sure, this sounds like a best-case scenario, but in truth, the insurer has actually made you an offer for much less than your damages amount to. You are certainly within your rights to accept the offer, but if you could negotiate for a more reasonable amount, or obtain full repayment by bringing your case to court, wouldn’t that be in your best interests? Always review any offers the insurance company makes with your lawyer before you accept so you don’t inadvertently accept less than you deserve.

Contact a Boston Car Accident Lawyer

Don’t let yourself be taken advantage of by money-hungry insurance companies. When you’re ready to discuss the details of your case with a qualified Boston car accident lawyer at Joel H. Schwartz, PC, simply call our office at 1-800-660-2270 or visit us online.